Free calculator
Enter your income target and availability below, then click Calculate to find the hourly rate you need to charge.
Free • No signup • Instant results • Your data stays in your browser
How to Use
Enter the annual income you want to take home.
Add your yearly business expenses (software, taxes, insurance and similar costs).
Enter how many hours you can realistically bill each week and how many weeks per year you plan to work.
Click Calculate to see your hourly rate, plus your weekly income at that rate and the monthly equivalent.
Example
Worked example
(60000 + 5000) / (25 x 48) = $54.17 per hour
Why this helps
Cover your real costs
Your rate bakes in income, expenses and taxes — not just the hours you clock.
Quote with confidence
Send proposals knowing the exact hourly number your business needs to thrive.
Protect your time off
See how fewer billable weeks raise your rate, so holidays don’t hurt your income.
FAQs
Why is my freelance rate higher than a salary divided by 2,000 hours?
Freelancers bill fewer hours than full-time employees work: there is no paid time off, and some hours go to sales, admin and learning. You also cover your own expenses and benefits, so the rate must be higher to reach the same income.
Should I include taxes in my business expenses?
Yes. Add an estimate for income and self-employment taxes so the rate you charge covers what you actually keep after tax.
What if I cannot bill 25 hours every week?
Enter the hours you can realistically bill. Fewer billable hours raise the rate, which keeps your income target on track.
Related tools
Know your number. Now charge it.
Put your new hourly rate to work on your next quote — or explore the other free tools.
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